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Home Mortgage Disclosure Act - The Home Mortgage Disclosure Act (or HMDA) was passed in 1975. It requires financial institutions to maintain and annually disclose data about home purchases, home purchase pre-approvals, home improvement, and refinance applications involving 1 to 4 unit and multifamily dwellings.

Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and therefore monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage.

Illinois Route 104 - Illinois Route 104 is a state highway in central and western Illinois. It extends from Illinois Route 29 near Taylorville, Illinois, west over the Illinois River at Meredosia, Illinois to its western terminus in downtown Quincy, Illinois.

Illinois Route 142 - Illinois Route 142 is a major arterial road in southeastern Illinois. It runs from near the town center of Equality, Illinois at Calhoun Street, a local road, north to Illinois Route 37 and the northern terminus of Illinois Route 148 in Mount Vernon, Illinois.

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